Money explained for people who feel genuinely lost
Most finance content assumes you already know things. We don't. We explain concepts the way good books explain hard ideas—slowly, clearly, and without making you feel anxious.
Feeling confused about money is normal. Financial literacy isn't taught in schools. If you're starting from zero, you're not behind—you're just beginning. And that's okay.
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Our most popular guide
Emergency Funds: How They Work and What Determines the Right Size
The 3-6 month rule is a guideline, not a law. The right number depends on income stability, fixed costs, and household structure.
Latest guides
Fresh explanations on common money questions
HSA: The Most Tax-Advantaged Account You're Probably Ignoring
Triple tax advantages make HSAs potentially more powerful than 401(k)s—if you qualify and use them right.
Building Credit from Scratch
How to establish a credit history when you have none—the legitimate paths that actually work.
APR vs APY: What's the Difference?
Two similar-sounding numbers that can mean thousands of dollars of difference—and when each one matters.